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Medicare. Explained the way it should have been all along.
Navigating Medicare can feel like building a house without a blueprint. I'm Tim Meuret, the Medicare Professor, and my job is to hand you the blueprint: free videos, plain-English articles, and straight answers backed by primary sources.
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Three doors into Medicare clarity
Medicare 101 Video Series
Short, focused lessons: what Medicare is, Parts A & B, who can enroll, the terms that trip people up, and the history behind the program.
The Blog
Weekday education articles on the moves that matter: enrollment windows, IRMAA, plan changes, and the fine print nobody reads for you.
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Quick answers
Frequently asked questions
What is Medicare?
Medicare is the federal health insurance program for people 65 and older, and for some younger people with disabilities. It has four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage plans offered by private carriers), and Part D (prescription drug coverage).
When can I enroll in Medicare?
Your Initial Enrollment Period is the 7-month window around your 65th birthday: the 3 months before your birthday month, your birthday month, and the 3 months after. Miss it without other qualifying coverage and you can face lifelong late-enrollment penalties.
What is IRMAA?
IRMAA (Income-Related Monthly Adjustment Amount) is a surcharge added to your Part B and Part D premiums when your modified adjusted gross income from two years ago exceeds set thresholds. Smart retirement-income planning can often reduce or avoid it. Read the full lesson: The Best IRMAA Strategies for Before, At, and During Retirement.
Is the content here really free?
Yes. Everything on this site is free and strictly educational. The Medicare Professor is an education brand under Loreen & Lane, LLC, sponsored by Senior Education & Advocacy, a 501(c)(3) nonprofit.
For Medicare professionals
Are you a Medicare agent?
Tim also leads AI for Medicare Agents, a Skool community where agents learn to put AI to work in their practice. See what's inside.